MOTOR COMMERCIAL COVER
Are you looking for motor commercial insurance?
Motor commercial insurance is a form of insurance that covers damage to your motor vehicle following an accident, fire, flood or malicious damage. It also covers the theft of the vehicle and the third-party liability arising out of the use of the vehicle. The coverage is available for Kenya but can be extended to cover East Africa.
The main benefit of motor commercial insurance is that it provides cashless service for repairs. This means that you do not have to pay upfront for repairs and then wait for reimbursement from your insurer. Instead, once you have reported your claim, APA will reimburse you as soon as possible after receiving evidence to prove that an accident or other event has occurred.
Our main products include:
MOTOR COMMERCIAL OWN GOODS:
This is a comprehensive cover that protects the vehicles used by your business for commercial purposes. This includes, but is not limited to minibusses, trucks, tractors, and fleets of vehicles. Our policy has three levels of cover from which you can choose from. Third-Party Only, Third-Party Fire & Theft and Comprehensive.
GENERAL CARTAGE:
This insurance offers protection to the insured against third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident. Vehicles under the general cartage category are vehicles used in the transportation of the goods of the insured and/or other parties.
GENERAL CARTAGE TANKERS:
It provides comprehensive commercial vehicle insurance to individuals and businesses against accidental loss or damage for your tanker specifically used for the carriage of petroleum products including legal liability to third parties. You can cover a fleet or an individual tanker.
MOTOR ADVANTAGE
This policy provides cover against accidental loss or damage to insured motor vehicles and/or death, bodily injury or loss or damage to property of third parties arising out of use of motor vehicles owned and/or operated by the insured for hire and reward and the carriage of goods in connection with the insured’s business..
MOTOR COMMERCIAL SPECIAL TYPES (Agricultural & Forestry):
This is an insurance cover that protects the vehicles used for special purposes. This includes, but is not limited Agricultural and Forestry Vehicles (Tractors, Harvesters Etc). Our policy has three levels of cover from which you can choose from. Third-Party only, Third-Party Fire & Theft, and Comprehensive.
MOTOR PSV PRIVATE HIRE (Chauffeur Driven):
The cover is given for vehicles used for private hire which are chauffeur driven.
MOTOR PSV TAXIS (Chauffeur Driven):
This covers passenger service vehicle and offers protection against accidental damage, fire, theft, third party liability and passenger liability. The vehicle must be fully compliant with the PSV rules.
MOTOR CONTINGENT LIABILITY:
A Contingent Liability policy helps to provide indemnity against the liability which may be incurred by the employer or firm from the negligent driving of the employee or the owner of the vehicle. This policy applies in instances where an insured is liable for a vehicle being used on their behalf or even a vehicle which they may not own or have any direct control over (such as an employee using their vehicle on company business) or if they have to hire a vehicle with a driver.
MOTOR COMMERCIAL INSTITUTIONAL VEHICLES:
Covers accidental loss or damage to insured motor vehicles and/or death, bodily injury or loss or damage to property of third parties arising out of use of motor vehicles owned and/or operated by the insured. Covers institutions that use their vehicles for their business purposes.
MOTOR COMMERCIAL DRIVING SCHOOL VEHICLES:
This is a comprehensive cover that protects the vehicles used by your driving school business for commercial purposes. This includes, but is not limited to minibusses, trucks, tractors and fleets of vehicles. Our policy has three levels of cover from which you can choose from. Third-Party Only, Third-Party Fire & Theft, and Comprehensive
Our main products include:
- MOTOR COMMERCIAL OWN GOODS.
- GENERAL CARTAGE.
- GENERAL CARTAGE TANKERS.
- MOTOR ADVANTAGE.
- MOTOR COMMERCIAL SPECIAL TYPES (Agricultural & Forestry).
- MOTOR PSV PRIVATE HIRE (Chauffeur Driven).
- MOTOR PSV TAXIS (Chauffeur Driven).
- MOTOR CONTINGENT LIABILITY.
- MOTOR COMMERCIAL INSTITUTIONAL VEHICLES.
- MOTOR COMMERCIAL DRIVING SCHOOL VEHICLES.
The cover provides the following benefits. This include:
- Accidental Impact damage including overturning and collision.
- Accidental Fire damage.
- Theft/partial theft cover
- Third-party liability cover for bodily injury & property damage.
- Windscreen cover.
- Entertainment system cover.
- Emergency Medical expense cover.
- Courtesy car/ loss of use cover.
- Excess protector.
- Political Violence & Terrorism cover.
- Third-party liability cover for bodily injury or property damage as a result of your vehicle being involved in an accident.
- Accidental Fire damage in the event your vehicle catches fire and is destroyed.
- Theft cover as a result of your vehicle being stolen.
- Bodily injury.
- Property damage.
- Theft cover as a result of your vehicle being stolen.
If you are interested in learning how much this insurance product would cost you, or if you are interested in purchasing this insurance product, please click Get Cover.
If you would like further assistance about this insurance product, please click I Need Assistance.
