Crop insurance is a way for farmers to protect their crops from natural disasters like hail, drought, and floods. It also helps to provide a safety net for small farmers who may not be able to afford crop loss insurance. At Taraji Agency, we believe that you should be assured of your ultimate harvest.
Our Crop Policy Covers:
Protection of Your Crops from Natural Calamities. i.e. In case of Drought, Uncontrollable Pests & Diseases, Hailstone Damage, Flooding, Fire, Lightning, Earthquake, Explosion, Frost and Windstorm.
Protection of your fruit orchards, natural forests and tree nurseries against fire, lightning, windstorm, flooding and hail.
If you have a small/ large farm, or don’t have the resources to hire a qualified expert to inspect and quantify your crop loss, we can help. Our claim-payable is determined by a qualified expert who inspects and scientifically quantifies the magnitude of the loss.
Our main products include:
- Multi-Peril Crop Insurance (MPCI).
- Named-Peril Crop Insurance (NPCI).
- Greenhouse Insurance.
- Forest Insurance.
- Area Yield Index Insurance (AYII).
- Weather Index Insurance (WII).
The cover provides the following features:
-
- In this we cover all sorts of crops in a single strand of large or small farms. The claim payable is determined by a qualified loss assessor who inspects and scientifically quantifies the magnitude of the loss.
- The cover is given to Broilers of 0 days to 8 weeks and Layers of 0 days to 1½ years. This cover Indemnifies on the insured’s bird’s death due to; uncontrollable diseases and Accidents. The cover can be extended to cover Transit Risk as well as Theft. Threshold for the cover is a Minimum premium of 5,000 Kenya shillings. The policy covers the maximum capacity of birds that a farmer’s structure can hold.
- This is cover steel-structured greenhouses only irrespective of size. The indemnity is based on the actual loss as assessed and quantified by our appointed loss assessors less deductibles.
- The tree value is evaluated by a forest ranger or a qualified specialist and agreed before cover. The claim payable is determined by a qualified loss assessor who inspects and scientifically quantifies the magnitude of loss less deductibles.
- It can only be for a particular crop within a defined area of homogeneous production. Payout is based on a crop cutting exercises results done at the end of the harvesting period.
- It can only be for a particular crop within a defined area of homogeneous weather patterns. Payout based on actual weather measurement at the reference weather station or satellite in relation to effects at any stage of a crop growth cycle.
The benefit includes:
-
- Cover for all kinds of crops irrespective the farm size, cover form any form of loss associated with nature, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.
- Cover for all kinds of crops irrespective the farm size, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.
- Cover for all kinds of crops assured stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.
- Cover for all kinds of commercial and aesthetic trees, assured stability, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.
- Cover for all kinds of crops, assured stability of many farmers in one location, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.
- Cover for many farmers at once, assured stability, affordable, easy claim process, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.
If you are interested in learning how much this insurance product would cost you, or if you are interested in purchasing this insurance product, please click Get Cover.
If you would like further assistance explanation or assistance about this insurance product, please click I Need Assistance.
