Corporate Health
This insurance cover is a fully-insured in-patient scheme designed for groups of ten (10) or more employees. Its benefits include:
- A fully insured in-patient scheme
- Flexible policies, tailored to meet the needs of your company and its employees
- A dedicated team of experts to help you make the most of your insurance policy
We offer optional riders that can help with everything from pre-existing conditions to HIV opportunistic infections and even last/funeral expense cover. You’ll never have to worry about not having enough money for the things you need—because we’ve got you covered!
Our main products include:
Optional Riders:
- A fully insured outpatient scheme.
- A fully insured Dental and optical cover.
- A fully insured Maternity Cover.
- Last/Funeral expense cover.
- Excess of Loss Cover.
Enhanced benefits:
- Cover for Pre-existing and chronic conditions.
- Opportunistic infections of HIV conditions.
Other benefits offered at a fee:
Fund management / Scheme administration only.
Structure of Cover
Cover can be either on a:
- Per Family /shared limit. The family shares the cover on a first come first to claim basis until the limit is exhausted.
- Per person basis. Each member has own limit.
Scheme Membership:
- All Permanent Employees, aged between 18 to 65 years.
- One Legal Spouse per principle member.
- Own or legally adopted child from 0 months (a term baby) to 18 years (or 23 Years for a child who is a fulltime school or college students).
Main Features include:
Inpatient Cover: Minimum Kshs.100, 000 to a maximum 5,000,000
Inpatient cover provides for medically necessary hospital bed charges, doctor’s bills, anesthetist’s bills, operating theatre fees, ICU expenses, day surgery, physiotherapy pharmacy, laboratory and investigations reasonably incurred by an insured member. Local road and air evacuation are also included. This cover will be on credit facility with our providers.Outpatient: Limit of cover offered: Kshs. 30,000 to 300,000.
Outpatient cover provides for medically necessary consultation fees, investigatory procedures (laboratory & radiology), and referral to specialists, pharmacy and dressings Cover will be on the credit facility basis with our providers and on 80% reimbursement.Dental:
- Limit of cover offered: Kshs. 10,000 to 30,000.
- This provides for: Cost of fillings, X-rays, Extractions including surgical extraction together with anesthetics fees.
Optical:
- Limit of cover offered: Kshs. 10,000 to 30,000.
- This provides for the cost of eyeglasses and eye testing.
Maternity:
This benefit shall cover Delivery fees, consultation and treatment for both mother and child only during the period of confinement in the hospital.
Costs for miscarriages and abortions may be covered, provided they are certified by a gynecologist as being necessary to save the life of the mother.
This benefit is only available to staff/spouse.
At Taraji Insurance Agency, we:
- Guarantee confidentiality of member data and medical information.
- Provide clear communication of scope of cover to employer/members.
- Maintain access to all the accredited hospitals.
- Audit of bills and the utilization of the scheme by members.
- Ensure prompt settlement of claims.
- Issue policy document and photo cards promptly.
- Issue quarterly expenditure statement and call for review meeting.
- Observe the principal of Utmost Good Faith.
- Issue policy document and photo cards promptly.
If you are interested in learning how much this insurance product would cost you, or if you are interested in purchasing this insurance product, please click Get Cover.
If you would like further assistance about this insurance product, please click I Need Assistance.
